Pensionary Benefits Admissible To The Armed Forces Personnel And Their Families

The Armed Forces Personnel are granted retiring/service pension on normal retirement/release from service on completion of the prescribed tenure. In cases of disablement in non-battle casualty cases, disability pension is sanctioned on the recommendation of the appropriate medical authority. Personnel injured/wounded during war or war like operations are granted a special pension known as War Injury Pension. The rates, terms and conditions for grant of these pensions are detailed in the following paragraphs.

1. Retiring/Service Pension
(i) Eligibility: minimum qualifying service required for earning retiring pension is 20 years (without weightage).
(ii) Weightage: 9 years for Captains to 3 years for Generals is added to the qualifying service for the purpose of pension.
(iii) Pension Formula: It is calculated at 50 % of the average emoluments drawn during the last 10 months' for 33 years qualifying service. For service less than 33 years, pension is proportionately reduced. The maximum limit of Retiring Pension is 50% of the highest pay applicable to the Armed Forces personnel.
(iv) Communication of Person: 43% of the pension sanctioned is allowed to be Commuted
(v) Dearness Relief: As admissible from time to time
(vi) Retiring Gratuity: The minimum period of qualifying service required for earning retiring gratuity is 10 years(without weightage). It is calculated at the rate of 1/2 a month's reckonable emoluments for each completed six months' period of qualifying service subject to a maximum of Rs. 3.5 lakhs. For calculating gratuity, a uniform weightage of 5 years of added service is given to all ranks
(vii) Leave encashment Upto 300 days

PBORs
(i) Eligibility: Minimum qualifying service required for earning Service pension is 15 years (without weightage) (20 years in the case of NCs(E).
(ii) Weightage: Weightage of 5 added years of service is given for calculation of pension.
(iii) Pension Formula: Pension is calculated at 50 % of the reckonable emoluments for 33 years of qualifying service to be reduced proportionately for lesser period of qualifying service. Pension is calculated with reference to the maximum pay held for 10 months preceding retirement. The minimum amount of service pension admissible w.e.f 1.1.1996 is Rs. 1275/- per month.
(iv) Commutation: 45% of the pension sanctioned is allowed to be commuted.
(v) Dearness Relief: As admissible from time to time.
(vi) Service Gratuity: The minimum period of qualifying service required for earning service gratuity is 5 years (without weightage). Admissible at a uniform rate of half months reckonable emoluments for each completed 6 months period of qualifying service subject to a maximum of Rs. 3.5 lakhs.
(vii) Leave encashment: Upto 300 days
Directorate General Resettlement, Ministry of Defence: Kendriya Sainik Board: EX- SERVICEMEN PENSION

Comment: The Pension entitlements have not been updated. PBORs continue to receive 50% pension instead of 70%. What is implication of "Communication of Person" as indicated in para 1 sub para (iv)?