Sixth Pay Commission Pension and Arrears

I have been receiving very large number of requests for many types of problems related to 6 CPC Report- pension of widows, premature retirement cases, disability cases and many other similar problems.
Seeing the vastness of the problem I tried to find a solution which could in 'one go' solve most of these problems.
Luckily I did find such a solution, which can apply universally to many type of questions (but not all).
You can now very easily help all your friends in finding answers to the questions related to 6 CPC Report.

The interesting thing is that the formulae worked out apply equally to all universally- whether prematurely retired person or with full pension, a or widow/ widower of service person, from officer grade, PBOR, from any Central Government Service, any grade, whether the person knows his/ her basic pension or not. All that a person needs to know, what is his/ her full pension as in November 2007.

Before I give your those universal formulae, I wish to tell you something more. While the figures given vide my previous emails to you for the new pension as on 1-1-2006 and as on date are correct, the arrears calculated by me and intimated to you, need some correction. The arrears would be somewhat less then what was worked out by me earlier. In my calculations I had taken the figures of the Old Pension little less than the actual figures what we have been receiving. Therefore, obviously the arrears figures are more than the actual. Fresh table of arrears are given below. ALSO, please note that the formulae and tables given below are applicable only to those persons who retired before 1-1-2006.

The Universal Formulae to Calculate 6 CPC Related Pension and Arrears

As mentioned earlier, for answering questions of your friends on the above subject all you need to know from him/ her is the full pension of as received by the person in November 2007.
Full pension here means- The pension received in bank + the commuted amount if any.
Let us abbreviate Full Pension of November 2007 as FPN07.
Now the universal formulae to calculate the various amounts are as under:

1. New Pension as on 1-1-2006 FPN07 x 1.1737

2. New Pension as on 1-1-2008 FPN07 x 1.385

3. Arrears of 2006 FPN07 x 3.600

4. Arrears of 2007 FPN07 x 3.8892

5. Arrears per month in 2008 till implementation 6 CPC or till next DA added, which ever is earlier FPN07 x 0.3424

6. Arrears from Jan to Mar 2008 FPN07 x 1.0273

7. Total Arrears from Jan 2006 to Mar 2008 FPN07 x 8.5168

Note: FPN07= Full Pension in November 2007= Pension received in bank plus commuted amount if any.

The table given below applies to only those who earned full pension of the rank, and those who retired before 1-1-2006.

I once again reiterate that the pension of persons who retired before 1-1-2006 has been de- linked from the currently serving personnel. Even if the pay and allowances of Defence Officers and PBOR given in 6 CPC get revised, the pension of those who retired before 1-1-2006 will not be affected. So stop thinking of MSP etc.

Please do give wide publicity to the Universal Formulae given above.
If you are not sure of those formulae, try them out on your own pension details and do backward and forward calculations to verify the formulae. You may find a difference of few rupees here and there, because of the formulae being truncated to just 3 or 4 places of decimal, while actual formulae go upto 8 or 9 places of decimal.

A large number of questions received by me are still pending. I will try my best to find answers to those questions, if feasible.

Please appreciate that all this information I am sending to you is being handled by me single handed and not by a team, as some of you seem to be carrying the impression. So, kindly bear with me the delay in answering your questions.

With Compliments from "Report My Signal".

Brig CS Kamboj, VSM (Retd)

We are truly indebted to Brig CS Kamboj for giving us a easy to understand universal formulae for calculation of Pension and Pension Arrears.

Learning to Command

The Corps Commander Lt Gen J N Choudhry arrives to witness the Hockey Match.

How a young officer learns to command and grow on joining his first unit and the role of the seniors NCO,s and Jawans who help him in the process . One has to learn by watching, asking, and following.

NDA
Cadets were embodied as recruits and trained as such. (As cadets we would line up in NDA early every month, for what was known as Pay Parade and were handed over the princely some of Rs 16, that was the salary of a recruit those days, that too from the Rs 800 we were required to bring from home and deposit in NDA. However, they were also introduced to the graces considered necessary in officers; Dress, Table manners, Etiquette and so on.

IMA
I was totally bereft of any idea of how to manage, lead or deal with JCOs, NCOs and OR, my encounters, till now having being with the Drill JCO the PT NCO or the Weapon Training staff at IMA and a few of the same at School of Signals. Coupled with this was the awe of senior officer ranks. The Platoon Commander at IMA and the Group Officer at the School both a Captain the first and only contact with an officer looked a towering figure; any rank above was much beyond my vision.

Section Commander
As 2 I/C of Main wireless section, it was, for me, a period of growing up as an officer, the process of learning by watching Capt Sikand and doing what he directed me to do I somehow became totally dependent on his presence and felt a bit lost when he proceeded on annual leave leaving me to survive on my own.

Troops
My grateful thanks to the NCOs who held my hand during critical periods and help develop my self- confidence. Men are very discerning possibly my attitude willingness to learn respect for their experience and knowledge made them come forward. The Indian Soldier never lets down his officer but first, one has to win his confidence and respect in turn by respecting his experience and knowledge.

Technical Stores
The Main Wireless section or rather its store which also served as the Section office with a folding table (Table Tele) and two folding leather stool for the section Officer Commanding (OC) and the Second in Command that was me to sit across was located in a ramshackle barrack.

399 Radio Set Shelter
Six Ton Studybaker vehicle with PE95 Generator
The Section had a mix of about 15 or so mobile vehicle mounted 400 watt SCR 399 radio sets of US Army and the Command Vehicle High Power (CVHP) with the Radio Set RS 53, of British origin along with Command Vehicle Low Power (CVLP) with radio set 19 HP and a number of PE 95, 15 KVA generators and assorted charging engines for the secondary batteries held.

RS 53
RS 19 HP
RS 62
The section also held Radio sets like 19, 19 HP and 62. There was a bewildering array of equipment spares, accessories and tools to my inexperienced eyes making it worse with some on the racks and the rest piled up in a haphazard manner on the floor of the store. As a routine we were required to be in the section office after lunch and before the games parade doing nothing even if we wanted to do with all the men away possible cutting grass of performing some such non- technical but essential task under the Subedar Major. What I still remember with amusement is the picture of the Section Havaldar busy most of the time making Lists, lists after lists- of men of equipment of vehicles and whatever.

The Corps Troops Shooting Competition Gill, Saran, self sitting and Siddhu on Mic

Company Commander
The OC Company the most non- technical officer commanding the most technical company was always meticulously turned out both in uniform and civies, a former Adjutant of Signal Training Centre Jabalpore where he had the reputation of changing his stiffly starched uniform three times a day, stiff most of the time he would Blow Hot and Cold. Sadly his efforts generally ended with predictable results to run the Science and Physics classes of the Ionosphere with his stick. For him winning the Corps Troops drill or shooting competition was more important that being the requirement of the day than the on- going CEME inspection of the equipment with even the Radio mechanics required for maintaining and preparing the equipment taken away from the command of the section. Maj Siddhu the Company Commander, would address me as Lakshman when in good spirits and as Mr Lakshman Singh when in foul mood. 2nd Lt were then designated as Mr, but now an extinct tribe.

Brig Lakshman Singh VSM (Retd)

Comments: The old school of Generals in the Army were sportsmen and proficient in troops games which trickled down the chain of command. Games and sports fostered and built team spirit and lasting relationships. Sadly the interest in sports and games has diminished which is discernible from the media reports where defence teams are in the background. Now our arm chair Generals, in lighter vein, would prefer to be office bound rather than find time to play/ encourage/ witness troop games.

Sixth Pay Commission Pension Arrears

I tend to disagree with the figures for revised pension with effect from 01 Jan 96 at Pension Arrears Table. A Table has been given in Annexure 5.1.1 of Pay Commission Report, which shows revised pension figures with respect to old pension plus Dearness pension. Para 5.1.47, however, mentions that: The fixation of pension as per the Table will be subject to the provision that revised pension, in no case, shall be lower than fifty per cent of the sum of minimum of the pay in pay band and the Grade pay thereon corresponding to pre- revised pay scale from which the pensioner had retired. To this extent, a change would need to be allowed from the fitment shown in the Table.

Pension Table
I am not clear whether minimum of pay bands are to be taken as 15600 (from Lt to Brigadier) and 39200 (Maj Gen and Lt Gen) of their respective pay bands 15600-39100 and 39200-67000, or the pay which corresponds to minimum of the pay band of their ranks at which serving officers pay is being fitted. For example, a serving Major General whose pre- revised pay is Rs 18400 will have his revised pay as Rs 43280 + Grade pay of Rs 9000, total of 52280, in the pay band 39200- 67000 (Table 2.31 pages 89-92). In the Table below, Column 5, Alternate 1 gives revised pension based on minimum of pay bands 15600-39100 and 39200-67000. Column 6, Alternate 2, gives pension based on basic pay, Grade pay and Military Service Pay, which is being given to serving officers at the minimum of the pre- revised scales.

If Alternate 1 is to be followed pension for Capt, Maj and officers of the rank of Maj Gen and above shall get pension as per Column 5, while others will get as per column 4. If Alternate 2 is to be followed, all officers will get pension as per Column 6. Base year for calculation of DA has been recommended by Pay Commission to be revised to 2006 and frequently thereafter. If Government revises base year before implementing Pay Commission recommendations, DA may be payable at lower rates than 5%, 11%, 17% and 23% paid so far wef 01 July 06, o1 Jan 07, 01 Jul 07 and 01 Jan 08 respectively. Amount of arrears may come down accordingly.

AVM RP Mishra

Comments: Interpretation of pension arrears have perplexed many of the financial pundits. Ultimately CDA Pensions are the true authority who will credit arrears into our Bank Accounts, when the SCPC recommendations are approved for implementation. My gut feeling is that the pension and arrears will be further vetted and maybe even pruned due to budget constraints. Pensioners till then need to be patient and not dream of getting a handsome bounty for a big party! Be prudent and living within one's means makes good sense. Wiser to reduce intake of alcohol from CSD Canteens and not be tempted by the liquor quota. Reducing quota must be the mantra.