Good Health Do's and Dont's

The benefits obtained from the tips below are an enjoyable day, good appetite, complete digestion, feeling fine all times; high energy levels, de- stressed day and good precious deep sleep every night.

Answer the phone by LEFT ear

Do not drink coffee TWICE a day

Do not take pills with COOL water

Do not have HUGE meals after 5pm

Reduce the amount of TEA you consume

Reduce the amount of OILY food you consume

Drink more WATER in the morning, less at night

Keep your distance from hand phone CHARGERS

Do not use headphones/ earphone for LONG period of time

Best sleeping time is from 10 pm at night to 6 am in the morning

Do not lie down immediately after taking medicine before sleeping

When battery is down to the LAST grid/ bar, do not answer the phone as the radiation is 1000 times more

Brig SK Rathee (Retd)

Defence Officers Pension Table

Based on a letter of CDA Pension, which I received in 1996, I have worked out a table which gives the pension amount of All Defence Officers (Navy and Air Force Officers have to consider their equivalent ranks of Army).
Your pension is given in the table below:

PENSION TABLE BASED ON SIXTH PAY COMMISSION REPORT
I have taken care in working out the figures in above table. However, if you still find some errors, please bear with it. Please Note

That the pension has been de- linked by 6th Pay Commission from the pay and allowances of serving personnel. Therefore, whether the pay and allowances of the serving Defence Personnel get revised further or not, your pension will remain unaffected.

The anomaly in the pension of Maj Gens continues as before.

Brig CS Kamboj, VSM (Retd)

Comments: We sincerely thank Brig CS Kamboj for unravelling the Pension entitlements and giving us a working formulae for Pension calculation and a ready reckoner pension table. One realizes the amount of time and effort that goes into deciphering the voluminous 650 paged Sixth Central Pay Commission Report. Each and every blog reader will surely appreciate the dedicated work involved in getting to us a easily digestible Pension Matrix.

Sixth Pay Commission How to calculate Pension

Dear Friends,
I am unable to handle the individual queries being received by me regarding pension of individuals.

Below I shall give you the guidelines as to how to work out your pension as on 01 Jan 2006 and how to work out your pension as on date, including the DA increase up to 01 Jan 2008.

The calculations have been worked out based on the following Paras and Annexure of the 6th Pay Commission:
A – Paras 5.1.46 and 5.1.47 on Pages 346 and 347 of The Report of 6th CPC.
B – Annexure 5.1.1 on Pages 87 to 254 of The Report of 6th CPC.

Let us assume the following:
A – your pension on 01 Jan 1996 as– P96
B – your pension 0n 01 Jan 2006 as– P06

Calculation of Pension. (As per the interpretation of the above paras of the 6 CPC)

P06 = P96x2.48241
Calculation of Pension on date.
The DA rise between 01 Jan 06 and 01 Jan 08 as declared by the Govt= 23%. This DA rise is over the Pension + 50% merged DA. This needs correction factor because 50% merged DA is no longer applicable. Therefore, the DA rise of 23% on old pension translates as 14% on the new pension.

Pension on date (P06 + DA) = P06 + P06x0.14
Net Pension on date = (P96x2.48241) + (P96x2.48241) x0.14= P96x 2.830

If your pension on 01 Jan 1996 say was Rs 1,000.00. Your pension on 01 Jan 2006 will be P06 = Rs 2,482.41
Your pension plus DA as on date say P06 (08) = (Rs 2,482.41) x1.14 OR P06(08)= Rs 2,830.00

Now to simplify further.

To calculate your pension on 01 Jan 2006.
Multiply your pension amount as on 01 Jan 1996 by factor of 2.48241

To find your pension plus DA as in Mar 2008.
Multiply your pension amount as on 01 Jan 1996 by factor of 2.830

If you have any more queries individually on this subject please email to reportmysignalblogspot@gmail.com where we will try to to seek answers from the Report My Signal Forum.

Brig CS Kamboj, VSM (Retd)