Jai Hind.
I have received large amount of inputs from the Veterans about the amount of arrears they have received in their respective accounts. As per the analysis of these inputs done by Brig YM Narula (Signals) and me the following facts appear:
1. SBI has assumed that additional amount due to veterans till 30 Nov 08 as arrears. (Other banks may have also probably done the same). Date of implementation of 6 CPC is 1 Sep 08. Therefore, what is due to us till Aug 08 only, should have been counted as arrears. What is due to us 01 Sep 08 onwards is current due, and should have been paid in full.
2. Another error by SBI is that from the arrears calculated by it for period 1.1.2006 to 30.11.2008, it has wrongly deducted the amount paid as pension in last week of November 2008. Therefore, the amount which it has paid to pensioners in Dec 2008 is not correct. Those of you who are drawing pension through SBI, if you add your pension received in last week of Nov to the amount of arrears received in first week of Dec 2008, that will tally with the amount shown as your arrears due in the table below. Therefore, deduction of the amount paid in last week of November is a mistake by SBI. But before you raise this point with your bank, ask for the working of the pension and arrears in writing. Do not commit any thing to the bank till you have received the formal letter from the bank. May be we are making some wrong assumptions. As per PCDA instructions issued to all banks, the banks are supposed to send a letter to each of the pensioners dependent on them explaining the complete working of pension on 1.1.2006 and subsequent arrears.
3. The new basic pension for Col to Lt Gen is different for period 1.1.2006 to 31.8.2008 and different 1.9.2008 onwards. This is due to the MSP being applicable only from 1.9.2008 onwards. (This is logical since serving personnel are to get MSP wef 1 Sep 08, but please note that Annex II of the 11.11.2008 does not state so. As per the Annex II the amount shown there appears to be applicable from 1.1.2006).
4. While a Lt Gen draws more pension than a Maj Gen (or Brig) during period 1.1.2006 to 31.8.2008, from 1.9.2008 onwards Brig, Maj Gen and Lt Gen all draw the same basic pension - Rs 26,150.00. It is due to MSP being applicable from 1 Sep 08. The table for arrears prepared, based on the above mentioned inputs, is reproduced below for your information.
In case other banks have calculated your arrears differently you can now analyse it yourself. The Table below is based on the assumption that the Veteran had earned his/her full pension (not a premature retirement). The Table is applicable to pre 1996 retirees only. The post 1996 retirees have to calculate their pension individually. The pension of post 1996 and post 2006 retirees will also differ.
Those of you receiving NPA etc have to do the calculations separately.
Pensioners or family pensioners above 80 years have to add the percentage as under to their basic pension and than calculate the arrears:
From 80 years to less than 85 years 20% of revised basic pension/family pension
From 85 years to less than 90 years 30% of revised basic pension/family pension
From 90 years to less than 95 years 40% of revised basic pension/family pension
From 95 years to less than 100 years 50% of revised basic pension/family pension
100 years or more 100% of revised basic pension/family pension
I have tried my best to make the table as simple as possible. If some of you still find it difficult to follow, kindly discuss with your friends for further clarification.
On behalf of YOU ALL, 'i' thank Brig YM Narula, Signals, for helping us out in analysis of the inputs coming from various Veterans.
Brig CS Kamboj VSM (Retd)
No comments:
Post a Comment